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rediculous bank fees! - 7/9/2007 4:19:02 PM   
pahunkboy


Posts: 33061
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From: Central Pennsylvania
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$1.75 cause I changed my adress!
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RE: rediculous bank fees! - 7/9/2007 4:23:50 PM   
Lordandmaster


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Welcome to the United States of America.  Please enjoy your stay.

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RE: rediculous bank fees! - 7/9/2007 4:24:34 PM   
JerseyKrissi72


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From: Reed City, Michigan
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Yup. The good ole' U.S.A.....taking your money every time you turn around...one day they'll find a way to charge us to take a shit

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RE: rediculous bank fees! - 7/9/2007 7:31:09 PM   
LaMspeach


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From: Philadelphia area, PA
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They already do in some areas ... What do you think that sewage charge is for ? 

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RE: rediculous bank fees! - 7/10/2007 2:00:14 AM   
LadyEllen


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A bit off topic, but...............Some might recall that I was taking my bank to the cleaners over the charges they had made to my account the last six years - its all due to a UK law that has existed for a while regarding what is fair and unfair as a claim for breach of contract on my part (ie exceeding an overdraft limit).

Anyway, I wrote them twice with my complaint/claim, and each time they rebuffed it. I was just about to put them in court, when a letter arrived on Saturday with an offer to settle for 3/4 of my claim; the equivalent of $1500-00!

Of course, its going to be different law in other countries, but it might be worth checking out even so, because what exists between you and the bank is a contract and there should be laws that govern what are and what are not fair charges for the bank in relation to any breaches on your part.

E

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RE: rediculous bank fees! - 7/10/2007 5:19:54 AM   
pahunkboy


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From: Central Pennsylvania
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quote:

ORIGINAL: LadyEllen

A bit off topic, but...............Some might recall that I was taking my bank to the cleaners over the charges they had made to my account the last six years - its all due to a UK law that has existed for a while regarding what is fair and unfair as a claim for breach of contract on my part (ie exceeding an overdraft limit).

Anyway, I wrote them twice with my complaint/claim, and each time they rebuffed it. I was just about to put them in court, when a letter arrived on Saturday with an offer to settle for 3/4 of my claim; the equivalent of $1500-00!

Of course, its going to be different law in other countries, but it might be worth checking out even so, because what exists between you and the bank is a contract and there should be laws that govern what are and what are not fair charges for the bank in relation to any breaches on your part.

E


Banking laws must vary.  How odd that they- man- I thought we were obsurd!!

The oddity on me fee- is that it is from a credit union. I switched to credit unions when a bounced check made another check or 2 bounce to the point where I owed $100.00. So I said get lost.

As varied as the US is... in this hick town, you can take a person that owes you money- even $20 or $100 before the magistrate. This is a HUGE reason why I filed bankrupsy....as I had a brush with the law in a different matter...and the last thing I needed was companies taking me before a judge- which basically would be the same judge.  so- under advice of a good attorney i handled it legally. it was rather sleazy- but all LEGAL.

Years ago I had an account in Canada. The red tape was much. Then I noticed the tallest buildings in Toronto are... "B-A-N-K-S"!!

anyhow they surcharge non residents/noncitizens???  10 or 15%; unless you can PROVE you paid Canada tax. This was around 1985.  I hear other countries had a 25% surcharge.

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