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RE: we got the fucking boot!! - 8/7/2011 6:30:49 PM   
barelynangel


Posts: 6233
Status: offline 		This sounds like a great move for 4 young people.  Just be sure you individually protect yourselves in this financial investment - because it is rent to own.  IF it was just renting it wouldn't be as complicated.  As a person who has heard roommate horror stories from friends, my suggestion is you each pay your portion of the rent separately to the landlord.  Do not give him one check for all of you.  This way you have paperwork individually.  Contact a lawyer now rather than later to get everything set out so there are no "well i didn't know thats."  You really want to be sure you want to buy this house - because in the end, you could be putting this money into another home you may want more on a rent to own option.  Also, i believe it was indicated that you all will be responsible for maintenance on the home??  If so, i would be sure to get it inspected prior to agreeing to this, make sure it is very clear -- because what you don't want is you move into the home and suddenly you realize there is more maintenance he expects you to do that could be previously existing maintenence and its all more than you can afford.  Get copies of the termite reports as well as when all the appliances were purchased and/or last serviced.  A;sp. if this is an old home -- i would ask him what his utilities were since January.  Also, be sure to put in writing exactly what taking him places means -- i would limit it to a certain mileage a month and base it on the cost of mileage -- i.e., here in the US the Standard Mileage Rate is .51 for business.  And keep track of the mileage used when taking him places because if he is using it to subsidize your rent, you want to be able to prove how much you actually drive him around, in case he decides to raise your rent. 

Sorry if this has all been discussed, part of our firm is real estate lol so i asked them what you should be concerned about and their biggest suggestion was make sure you consult an attorney to find out how to protect yourselves individually because its a rent to own with the presumption all 4 of you will be owners eventually.  You don't want complications when you decide to actually buy the home or sell it in the future. 

angel

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What lies behind us and what lies before us are tiny matters compared to what lies within us.
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(in reply to HannahLynHeather)
Profile   Post #: 141
RE: we got the fucking boot!! - 8/7/2011 6:58:51 PM   
LinnaeaBorealis


Posts: 8595
Joined: 10/5/2008
From: Insanity & beyond
Status: offline
quote:

ORIGINAL: HannahLynHeather

you might be right domi, but in those 6-8 months i'm going to get more sweet young pussy than you'll get in 3 lifetimes. that's gotta really fucking piss you off, eh?




*adores Miss Hannah from afar*

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Forget your perfect offering
There is a crack in everything
That's how the light gets in
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Just one of the yahoo's

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Profile   Post #: 142
RE: we got the fucking boot!! - 8/7/2011 7:27:38 PM   
HeatherMcLeather


Posts: 2559
Joined: 5/21/2011
From: The dog house
Status: offline 		Thanks Angel, those are some useful ideas. Especially the appliances, none of us thought about that at all. We have a lawyer already, she's drafting an agreement to cover how we pay, and how the equity is divided and so on. Cheri's parents are looking into arranging a private mortgage for us rather than going rent-to-own, so that's another option we're considering. The landlord has agreed to just hold everything while we get things decided and set up.

(in reply to barelynangel)
Profile   Post #: 143
RE: we got the fucking boot!! - 8/7/2011 8:45:13 PM   
LafayetteLady


Posts: 7683
Joined: 5/2/2007
From: Northern New Jersey
Status: offline 		I think it is a great opportunity for all of you. I also think it is imperative y'all get a lawyer to look over the rent with the option to buy lease/contract. There can be some pretty bad clauses in there in favor of the landlord/seller, such as if you are late on the rent, you lose the deal. You also want to know how much of the rent goes to the purchase price (and of course what that price is). Typically, the whole credit report thing with rent to buy doesn't apply since the landlord is going to hold the mortgage. However, this may be part of the lease/contract, so you want to be sure.

Also, while I think you have a good chance of it working out for the long term, you should all still have some agreement in place as to what happens to anyone's share, should they decide to move out.

Other than that, start looking in some thrift stores so you can furnish the place! After all, you can't live on Cheri's clothes alone, lol.

(in reply to HannahLynHeather)
Profile   Post #: 144
RE: we got the fucking boot!! - 8/8/2011 7:06:25 AM   
pahunkboy


Posts: 33061
Joined: 2/26/2006
From: Central Pennsylvania
Status: offline 		or freecycle..  for stuff.. 

(in reply to LafayetteLady)
Profile   Post #: 145
RE: we got the fucking boot!! - 8/8/2011 11:26:39 AM   
SuzeCheri


Posts: 483
Joined: 7/19/2011
From: Outside looking in
Status: offline 		Yes! We have Freecycle here, thanks for mentioning it.

Thanks to everybody for all the suggestions, cautions, hints, tips, and words of support.

(in reply to pahunkboy)
Profile   Post #: 146
RE: we got the fucking boot!! - 8/8/2011 1:19:37 PM   
LaTigresse


Posts: 26123
Joined: 1/15/2006
Status: offline
quote:

ORIGINAL: HannahLynHeather

you might be right domi, but in those 6-8 months i'm going to get more sweet young pussy than you'll get in 3 lifetimes. that's gotta really fucking piss you off, eh?




Oh you have no idea the evil laughter this gave me!!!!

Thank you Hannah!


_____________________________

My twisted, self deprecating, sense of humour, finds alot to laugh about, in your lack of one!

Just because you are well educated, articulate, and can use big, fancy words, properly........does not mean you are right!

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Profile   Post #: 147
RE: we got the fucking boot!! - 8/8/2011 1:47:14 PM   
Iamsemisweet


Posts: 3651
Joined: 4/9/2011
From: The Great Northwest, USA
Status: offline 		Congratulations!  What a great time to be buying a house!  It also sounds like you are doing all the right things with the co tenancy relationship.  Sometimes those things work, until they don't.  And then they REALLY don't.  A written agreement and clear understanding can make the transition easier.

As for your original question, yes, I am facing that situation now.  I love my property, and it has been perfect for me.  I love it so much that when my ex offered it to me in the divorce, I asked for nothing else, even though I probably could have.  Then the housing bubble burst, and it turned out to be not such a good deal.  So, I have negotiated a deal with the bank, and while I will continue to live there for at least a year, my days there are numbered.  I finally had to be realistic about the upkeep on rural property, which I have been solely responsible for.  Lots of work, and I don't know how much longer I want to do it.
Good luck to you all.


_____________________________

Alice: But I don't want to go among mad people.
The Cat: Oh, you can't help that. We're all mad here. I'm mad. You're mad.
Alice: How do you know I'm mad?
The Cat: You must be. Or you wouldn't have come here.

(in reply to LaTigresse)
Profile   Post #: 148
RE: we got the fucking boot!! - 8/8/2011 7:48:12 PM   
domiguy


Posts: 12952
Joined: 5/2/2006
Status: offline
quote:

ORIGINAL: HannahLynHeather

you might be right domi, but in those 6-8 months i'm going to get more sweet young pussy than you'll get in 3 lifetimes. that's gotta really fucking piss you off, eh?





Quality over quantity, honey. They are morons. Not having money change hands for sex must be such a refreshing change of pace for you.

_____________________________



(in reply to HannahLynHeather)
Profile   Post #: 149
RE: we got the fucking boot!! - 8/8/2011 8:10:21 PM   
HannahLynHeather


Posts: 2950
Joined: 4/4/2011
From: where it's at
Status: offline
quote:

They are morons.
well given that i'm not as smart as any of them, and i'm at the very least 2 or 3 times smarter than you, if they are morons, well i'd say that puts you where? hmmmm, maybe... somewhere in the imbecile range?

quote:

Not having money change hands for sex must be such a refreshing change of pace for you.
oh it is, its really very pleasant. if you're really fucking lucky, you might experience it for yourself one day.

_____________________________

clique? i don't need no stinking clique!

fuck a duck ~w. disney

My Twitter: http://twitter.com/HannahFuck

i hope you enjoyed the post, and as always my friends....have a nice day

(in reply to domiguy)
Profile   Post #: 150
RE: we got the fucking boot!! - 8/8/2011 9:43:49 PM   
domiguy


Posts: 12952
Joined: 5/2/2006
Status: offline 		Please. All you can do well is spell F-U-C-K and hook. Your posts lack insight and humor.

You are just another angry person with a shit load of baggage that is as evident as the day is long.



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Profile   Post #: 151
RE: we got the fucking boot!! - 8/8/2011 9:59:02 PM   
SuzeCheri


Posts: 483
Joined: 7/19/2011
From: Outside looking in
Status: offline
quote:

You are just another angry person with a shit load of baggage that is as evident as the day is long.
Hun, why is he talking to himself that way?

Oh Suze, that's just part of the narcissism I mentioned. You see, while they have this over-inflated sense of self, they are aware that it is a false self-impression. So when they let their guard down, they will often berate themselves for being the losers they really are.

Oh, that's got to be a confusing. I'm great/I'm crap back and forth like that.

Well, it's not really back and forth. You see they are aware of their shortcomings all the time, they know they aren't important, that's why they constantly seek validation of their false self-image, to persuade themselves that they really are of importance.

Gosh, that's really sad. I almost feel sorry for him.

You feel sorry for HIM?

I said almost.

So you did, so you did.

(in reply to domiguy)
Profile   Post #: 152
RE: we got the fucking boot!! - 8/9/2011 6:36:51 AM   
HannahLynHeather


Posts: 2950
Joined: 4/4/2011
From: where it's at
Status: offline
quote:

You are just another angry person with a shit load of baggage that is as evident as the day is long.
really domi? seriously?? well thanks for the update capt. fucking obvious. i mean look at the 2nd line of my sig.

_____________________________

clique? i don't need no stinking clique!

fuck a duck ~w. disney

My Twitter: http://twitter.com/HannahFuck

i hope you enjoyed the post, and as always my friends....have a nice day

(in reply to domiguy)
Profile   Post #: 153
RE: we got the fucking boot!! - 8/9/2011 6:45:36 AM   
domiguy


Posts: 12952
Joined: 5/2/2006
Status: offline 		Just wanted to second that opinion. This might be the basis of an emerging love fest in that we both agree that you are a really fucked up person.

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Profile   Post #: 154
RE: we got the fucking boot!! - 8/9/2011 6:58:40 AM   
HannahLynHeather


Posts: 2950
Joined: 4/4/2011
From: where it's at
Status: offline
quote:

a really fucked up person
see we have this in common babydoll.

you know that thing your girl used to do that you liked so much?  c'mere and i'll show you how it's meant to be done.

rawr!


_____________________________

clique? i don't need no stinking clique!

fuck a duck ~w. disney

My Twitter: http://twitter.com/HannahFuck

i hope you enjoyed the post, and as always my friends....have a nice day

(in reply to domiguy)
Profile   Post #: 155
RE: we got the fucking boot!! - 9/4/2011 12:14:22 AM   
HannahLynHeather


Posts: 2950
Joined: 4/4/2011
From: where it's at
Status: offline 		we are moved in. we decide we didn't want to buy this place so we just renting it, and looking for someplace out of town, we want to be further out with more land and privacy if we are buying.

we are all here on our multi-futon master bedroom floor and it's fucking grand.


_____________________________

clique? i don't need no stinking clique!

fuck a duck ~w. disney

My Twitter: http://twitter.com/HannahFuck

i hope you enjoyed the post, and as always my friends....have a nice day

(in reply to HannahLynHeather)
Profile   Post #: 156
RE: we got the fucking boot!! - 9/4/2011 4:50:32 AM   
zephyroftheNorth


Posts: 8159
Joined: 10/5/2009
From: The Great Frozen North
Status: offline 		That's great just don't forget to tell me the new address like you did last time.

cellar dweller

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The pain gonna make ev'rything alright ~ Black Crows

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(in reply to HannahLynHeather)
Profile   Post #: 157
RE: we got the fucking boot!! - 9/4/2011 7:47:15 AM   
Endivius


Posts: 1238
Joined: 8/22/2011
Status: offline
quote:

ORIGINAL: HannahLynHeather

we are all here on our multi-futon master bedroom floor and it's fucking grand.




Ah yes...the coveted futon-floor-bed-smorghasborg....memories *flashes back to college*




_____________________________

Basically if you can't inspire someone to trust you deeply, you aren't going to be able to buy that or a reasonable facsimile thereof. -DesFIP

(in reply to HannahLynHeather)
Profile   Post #: 158
RE: we got the fucking boot!! - 9/4/2011 8:08:50 AM   
tj444


Posts: 7574
Joined: 3/7/2010
Status: offline
quote:

ORIGINAL: HannahLynHeather

we are moved in. we decide we didn't want to buy this place so we just renting it, and looking for someplace out of town, we want to be further out with more land and privacy if we are buying.

we are all here on our multi-futon master bedroom floor and it's fucking grand.


Cool!

Yeah, if you dont buy that place then you can take the time to buy something more in line with what you want..

.. more land??? does that mean a nice big garden?

I wouldnt mind a big chunk of land and put in my own big man made lake, stock it with little eatable fishies...

I am happy for you all. Enjoy your new place!

_____________________________

As Anderson Cooper said “If he (Trump) took a dump on his desk, you would defend it”

(in reply to HannahLynHeather)
Profile   Post #: 159
RE: we got the fucking boot!! - 9/4/2011 10:01:28 AM   
PeonForHer


Posts: 19612
Joined: 9/27/2008
Status: offline
quote:

ORIGINAL: HannahLynHeather

we are all here on our multi-futon master bedroom floor and it's fucking grand.



Tip: Probably best to leave the window slightly ajar at nights. Especially if you've all eaten something involving baked beans or onions just before bed. I discovered that at a party I had a while ago.

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http://www.domme-chronicles.com


(in reply to HannahLynHeather)
Profile   Post #: 160
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