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SpiritedRadiance -> RE: Catholic Bishops' Fight Against HHS Mandate (3/21/2012 12:05:58 AM)
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quote:
ORIGINAL: Kirata
quote:
ORIGINAL: farglebargle
Given that the University isn't a party to the insurance contract between the student and the insurer, exactly how is their "religious freedom" involved???
Given that the University, not being a party to the contract, isn't responsible for the premiums paid by the insured, exactly how is their "religious freedom" involved?
I have to question your givens. While I have no way of knowing how generally my personal experience may apply, it seems to be typical insofar as I've talked to people about it.
When a company provides health insurance to its employees as part of their compensation package, the negotiation of policy details, coverage, deductibles, co-pays, etc., is conducted between the company and the insurer. The contract is between the company and the insurer. And the company pays the group premium. The only financial responsibility that falls to the individual insured is the deductible and co-pay amounts. The employee simply signs a form accepting the company-provided coverage and acknowledging receipt of documents setting forth their rights and the insurer's Privacy Policy.
The case was much the same when I was covered as student. It's not clear to me that Georgetown handles the matter differently. If it did, there would be no basis for an issue.
K.
However the tuition that the students pay covers the cost of the insurance, meaning that the students are paying for the plan themselves. So its with the students money that the costs are being covered, not the catholic church, so the church has no basis of to cry its against my faith when they are not paying for it. Georgetown is a business, its a university, regardless of who founded it its still a business. So it should be required to the same rules Penn State or Drexel or Yale are held to.
Im sorry but you cant have your cake and eat it too in this situation. Your either a church, where your tax exempt and have tons of freedoms granted because your a church.. or your a business where your not. Im fairly sure if another university pulled this crap theyd have been fined up the wazoo for discrimination and for lack of compliance, but because we have a huge huge huge huge huge double standard about religion we are allowing them to break the law, be a tax burden and the like because of their opinion on what is or isnt okay.
Most companies do not pay all or even some of the amount. I pay about 175 a month for my insurance, The company i work for i believe doesn't pay anything into the health costs. So the 175 is the amount of the premium divided by those covered. Im also required to pay the deductibles, co pays and co insurance as well as the premium.
The amount of money birth control costs a system is pennies. When our company was forced to cover it (because im a cunt like that) Out premium went from 87.39 to 87.43 every two weeks. Not even a nickle not even a dollar a year. I could see them rejecting it because of the costs. But to be so heated over 8 cents a month, 96 cents a year?
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