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RE: I'm Not Paying - 9/5/2006 8:28:43 PM   
perverseangelic


Posts: 2625
Joined: 2/2/2004
From: Davis, Ca
Status: offline
Random and slightly unrelated.

At 24, myself and my Owner are among about 4 people my age that I know that don't have huge credit card debt that is totally unrelated to school debt. Some people I know are in hundereds of thousands of dollars.

I don't -get- it. Did their parents never tell them that you have to pay -back- the money on a credit card? I have a credit card, which I use with some frequency. It is -always- paid off by the end of the month. I think in the four years I've had it, there's been maybe 30 or 40 dollars that I've let sit long enough theyv'e charged me interest.

I don't get how kids my age get into so much debt. It seems like it'sa fairly self-explanatory thing-- you borrow money, you pay it back, otherwise they charge you monster interest.

I don't get it.


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(in reply to arissa)
Profile   Post #: 61
RE: I'm Not Paying - 9/8/2006 8:18:10 PM   
arissa


Posts: 28
Joined: 4/15/2006
Status: offline
There is a person who wrote about "how to go about collecting" Your right, you have to set out to help, not hinder them more. I don't do consumer collections, but it is along the same lines, the only difference in what I do and some of my friends do is the amount and what it takes. Myself, I flat out tell them I will freeze all assets till paid, no payment from the job they are working on now. I did although get a lesson in consumer when I went to help a friend out at her company. The first question out of a collectors mouth should be "How can I help you resolve this matter and still be able to maintain?" or as he said "what happened that it came to this?"
You catch more bees with honey then with vinegar.

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The mind is where ALL thing's begin. stimulate that and all else will follow.. in time

(in reply to perverseangelic)
Profile   Post #: 62
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