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"Recession"/shoestring /frugality - 6/14/2009 8:19:08 AM   
GYPZYQUEEN


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Have you changed anything in your life of late to live a more frugal or simple life? wheather due to economic changes..job changes etc?

If you live a frugal life what are some of the creative ways you have employed /designed to bring that into your life?

 
I have not "suffered" as some are here in Ab,CA due to the oilfield/job recession but have simplified a lot:
 
* I went from a 3000 sq ft place to a 500 sq ft.( with utilities included and no yard matinence etc..and banked the $$$ from my acerage sale)
 
*I am walking everywhere rather than drive my car( less pollution and less $$$ out)
 
* I make birthday gifts
 
*I have friends over rather than eat out..we have potlucks
 
* I no longer subscribe to 15 mags..I exhchange or go read at coffee shops
 
* I have less cappachinios and have reg coffee( ya the "Latte Factor"  a study was done)
 
*I am having fun re-working old clothes into new outifts
by using 2-3 tops to make a new one
 
*I am looking at multiple streams of income...eg) due to no car I now rent my parking space for $200 month

* I find lots of free stuff to do..lectures..art trips..walk abouts..meet-ups..BDSM events(yes)...

* the food I buy is organic which costs more but I have saved other places and also 2 organic carrots fill me up where as 7 dead ones do not...

* I have had no cable TV for 3 years which has saved about..
$1800..and viewing massive negativity

* I no longer buy impulse  knick-knacks just to have a garage sale every year..

*I have exchanged my art for things like hair styling...lawyer fees(yep)..dental work...

GQ

 

< Message edited by GYPZYQUEEN -- 6/14/2009 8:22:57 AM >
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RE: "Recession"/shoestring /frugality - 6/14/2009 8:24:14 AM   
sirsholly


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Yanno...this is AWESOME and good for you!! Every change you made is benefiting to you in ways other than monetary.

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RE: "Recession"/shoestring /frugality - 6/14/2009 8:57:19 AM   
KyttynTheMynx


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I havent really done much, but my mom and I are sharing wardrobes.  I LOVE raiding her closet, and she loves getting some of my dresses for her fun nights out with the girls.

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RE: "Recession"/shoestring /frugality - 6/14/2009 8:58:05 AM   
TreasureKY


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I applaud your efforts and I do understand the sense of self-accomplishment that comes from taking control of certain aspects of your life.  I agree that learning to live more simply can be both healthy and rewarding... I've lived the majority of my own life that way.

However, due to changes in our life, I've had to take much different actions...

We've moved from an apartment to a 2400+ sq ft home;

I had to buy furniture and decor to fill the new house;

I've hired a weekly lawn service;

I've now begun using a dry cleaning service on a weekly basis;

Firm very seriously wants me to considering using a laundry service;

I'm now looking for a weekly housekeeping service;

We now have two ISP services for internet, cable and DSL;

Instead of just one cable connection, we now have several; and

We've now employed a private tutor for nine hours a week.

Although some might consider these changes "bad", they are really just different.  On the bright side, we can honestly say we're doing our part to help stimulate the economy. 

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RE: "Recession"/shoestring /frugality - 6/14/2009 9:22:51 AM   
intenze


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I have done tons of stuff. Started last summer when gas got so high. I realized I did not really have to go places...saved me a fortune.  I scaled down my wardrobe and that of the ums.  We are vegetarian this summer, reduces carbon imprint and is healthier.  I also got rid of a lot of stuff I didnt neeed. Bills are paid. I do not live out of my means at all. Car is paid for. 
Of course this may have more to do with the fact that I left a big job for one that pays about 1/3 as much but oh the job satisfaction!

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RE: "Recession"/shoestring /frugality - 6/14/2009 9:48:32 AM   
pahunkboy


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Hiya Queen- hunny bunch.   (Im gay, I can call you that ;-))

I study what is going on quite a but.  I mean-people even avoid me over it.

first off let me say-   (this post is directed to Queen-)  My best guess is that CA will fare  better then America.  That in the end- Some Americans in fact will move to Canada.   We are as long as 3 years away from 1940s style life.   I follow Bob Chapman, he is ex cia- and the best at telling a curious mind what REALLY is going on.   The powers that be are running scared as they have entered us into a collapse that they now are losing control of. 2005 was the cut off date.  Needless to say they are doing everything wrong.

I can not tell you how urgent and grave the situation is.

Simply put the worlds richest 1/10 of 1% is wiping out the middle class to take the wealth and power to them selfs.     This includes people worth a few hundred million.  

I give your credit for preparing. You made more progress then I have.

I now spend less on parties.  I am stacking silver.   When you hear about a country wanting their gold back- it is code for "we are going to bust the COMEX"

Obamas trip to Germany- police siezed over 40 signs of protesters.  Such signs read "we want our gold back".    Note that banks fund both sides of a war and that at least 2x in history- war debt was repaid in gold- not German Marks.

Heck for as little as $1 you can stack silver.  There is no big secret on it.    These are old coins made of the real thing.   Not fake metal like today.

At some point- alot of people on the planet our going to die. Possibly 2012.  

The elite want it all.  They want all of it.

I beg you to study this Bob Chapman inside out.

http://theinternationalforecaster.com/

I love Canada!   I hope if I am ever in need to flee that I am welcomed there.

I drastically cut my spending- and silver- with a bit of gold is my thing.   I am telling you to do the same thing.  Others may scorn and howl- but at the end of the day- he who has the gold- makes the rules.  

The 1/20 coins can be swallowed if you have to flea.   Silver is expected to do better then gold- up until we reach a deflationary depression.   Then convert to gold.  See Bob Chapman.

You have a unique gift of peeking into the future.  Prepare.   Then when we get there-  dont be stingy.  It will be your duty to help loved ones.

As we speak- I havent made the house payment.   The late fee is $7.  But I seen some silver on ebay..that I grabbed-and dont want to bounce a check.

Big hugs my friend.  You  "get it".  You will do fine.  You will be in a position to assist your loved ones.

Tune out everything you hear on the news.  It is all meant to distract the masses and take out the middle class.

There is hope.   Chapman- says Ron Pauls bill and trade tarrifs.   And America will remain.  (or we become 3rd world country)    The bulk of the problem is the federal reserve.  A private group - the 13 richest banking familes- mostly from Europe.

In a queer way- it will be an exciting time to be alive- we go from worshiping stuff- from greed and gluttony- to where humanity will have more importance.

Bibically, history- the money changers get thrown out of the temple.  So here we are... time to throw the money changers out.

Big hugs my friend. You and others on the board have a calling.      It is a great time to be alive!




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RE: "Recession"/shoestring /frugality - 6/15/2009 1:39:58 AM   
Toppingfrmbottom


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Nope. We're not so fancy or spend thrifty that we had to change anything. In fact lately we've become  MORE spendy and non thrifty and money wasting, than we ever were before, due to it being summer and an abundance of bdsm events we want to go to. And eating out a ton in a week's time period. But that will scale back soon to normal too soon. 
quote:

ORIGINAL: GYPZYQUEEN

Have you changed anything in your life of late to live a more frugal or simple life? wheather due to economic changes..job changes etc?


GQ

 

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RE: "Recession"/shoestring /frugality - 6/15/2009 4:56:24 AM   
oceanwinds


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I have subscribed to the simplified life for many years. Because of this, I have not had a real difficult time in the changes and challenges that the economy is presenting to others.

I do make a lot of my presents.
If in desire for jewelry, will barter a psychic reading with a friend in NY who makes jewelry for a living.
Live in the library, or go to the condo library to get books or to recycle mine.
Seldom go out to eat, I love to cook.
I have the type of personality that needs creative expression outlets, so always doing something with what I already have, or trading with another.
Ended up with my father's collection of video movies, so have free entertainment.
I do download audio books and music at a really cheap place on the internet
Worship Half.com.
Gift tarot cards to people, that I don't use and happily receive those that people give me.
Keep my food balance down, which helps me to keep my weight down.
Gave up smokes, which puts money into my savings.
Don't get sold on the latest electronic toys, am please with what I have.
So many things we can do that cost nothing or very little.


< Message edited by oceanwinds -- 6/15/2009 5:03:25 AM >


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RE: "Recession"/shoestring /frugality - 6/15/2009 8:22:46 AM   
LaTigresse


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I haven't really changed much. I already lived frugally. Really, the biggest difference between now and 2 years ago, because of silver and gold prices, I haven't bought much jewelry. Of course the rising cost of living combined with the wage freeze our company has had in effect for those two years, probably has a lot to do with it too....

< Message edited by LaTigresse -- 6/15/2009 8:24:03 AM >


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RE: "Recession"/shoestring /frugality - 6/15/2009 10:45:07 AM   
pahunkboy


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Silver taking a beating at this hour.   

Thats ok. Im waiting on a check- lower prices are good for me- once my busy brother sends me the check on a widget I sold him.

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RE: "Recession"/shoestring /frugality - 6/19/2009 1:15:21 AM   
DemonKia


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'Live simply that others may simply live' has been one of my guidelines for a coupla decades now, which renders my lifestyle (time & again) relatively recession-proof . .. . .

I got rid of the car in '96, when the offspring were still school-age, & that has been one of the better financial decisions I made in my life . . . . In the 13 years since we still have only spent a coupla years worth of car costs on all the walking shoes, bicycles, skates / skateboards, bus fares & passes, & the occasional share of gas or taxi fare . . . ..

I'm uncomfortable living 'high on the hog', & spending money unnecessarily annoys me, lol . .. .. . I like saving money . . . . . & living on a pittance gives me enormous freedom to pursue my creative pursuits & intellectual interests . .. .

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RE: "Recession"/shoestring /frugality - 6/19/2009 2:38:25 AM   
CatdeMedici


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We have always lived well within our means--growing our vegs, freezing, canning, economizing and preserving the earth-this is not something new for us.

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RE: "Recession"/shoestring /frugality - 6/19/2009 7:24:59 AM   
Rainfire


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I lived simply in Idaho, now live simply in Canada with Daddy. I used to grow a lot of my own vegetables (had a 35'x60' garden on one side of the house and a corn patch that was 15'x20' in the backyard) did a lot of canning, freezing and preparing most of our foods from scratch, baked our own bread, made my own clothes, and ran a business out of my home. Here, we don't eat out except for the rare occasion (last time was in January for my beloved sushi) though we do splurge once a month for delivery. We don't have cable tv, we don't go to the movies except again rarely (last time was for the Watchmen movie in March), I'm careful with our food budget and we only buy what we need.  Anything around here we don't need, I Freecycle if possible.

Now the flip side is we have a lot of legal stuff going on, including my costly immigration. PA, I'm sorry if you think you can just flee to Canada if things get bad beyond your personal taste but fleeing to Canada is not as easy as it was. And getting residency, let alone citizenship, is a lot harder than most people realize.




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RE: "Recession"/shoestring /frugality - 6/19/2009 10:02:09 AM   
CallaFirestormBW


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I'm glad this thread is 'awake' again. I wanted to respond to it last week, but got wrapped up in work.

We actually have always lived pretty frugally, so things haven't changed much for us, except for some health issues that have resulted in having to begin a gluten/grain-free diet, which required some careful planning so as to not upend our food budget. I was raised in a frugal household. The one point at which it really -showed- just how frugal my mother was was when my father was out of work for 3 years, and we -never- went hungry or unclothed. These days... shoot, you can't even get clothes to last three years anymore -- they fall apart in the first 10 washings!

Last year I gardened. This year, our landlord wouldn't even let me put my containers out for container gardening... but that's ok, because I'm hooked in through the local farmers, so I get my veggies, meat, milk, eggs, etc., that way. I learned to cook, bake, and preserve while I was still little. I can get 5 meals for 4 out of a standard chicken (not those hormone-pumped things at the grocery-- -regular- chickens raised "on pasture"), plus 1-2 quarts of really good chicken stock. I know how to make my own sausage, chevre, yogurt, farmer cheese, regular and coconut-milk ice cream, grainless granola, and grainless and regular breads.

We used to eat out almost every day. Now, we eat out selectively, twice a month. We choose places that buy their food from local farmers who grow without antibiotics, pesticides, hormones or GMOs, and often share an entree rather than purchasing two -- though sometimes we'll get separate entrees and have half packed up before it's brought to the table, for another meal during the week. We pay a little more each meal, but have -much- better quality food =every= day than when we were eating out almost daily, plus the food budget has actually gone -down-, though we're shopping at the Farmer's Market and Whole Foods exclusively. Part of that is because we almost -never- buy anything that comes in a package. We purchase bulk of most of the things that we use often (like almond meal, honey, nut butters, etc.), and the rest of our purchases are fresh-food items that I can't make at home. Fruits and veggies are seasonal and local, and make up 2/3 or more of our meal. Meat and fish make up the rest. The exceptions to this are that I buy canned tuna and, occasionally, canned salmon, palm oil shortening, coconut sugar, and coconut milk.

Our grown girls (who still live with us to conserve funds... one for college and the other to start her own business) re-make clothes from local 2nd hand stores. They find interesting fabrics and notions on used clothing and re-invent into something that looks -smashing-.

We plan our luxuries, and offset them by carefully managing other areas that can be money-wasters. We keep our AC set at 80 (90 if nobody is home), and keep the heat set at 67 during the cold months. That saves us over $100 a month during the summer over AC set at 72 where most of the folks here keep theirs, and about half that in the winter (gas heat). We drive a Prius (paid off), which saves on both maintenance and fuel, and our second motorized vehicle is a street-bike, which provides all of my road-based transportation, even with my mobility issues on about $3 a month in gas and maintenance ($6 if you include insurance).

< Message edited by CallaFirestormBW -- 6/19/2009 10:03:49 AM >


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RE: "Recession"/shoestring /frugality - 6/19/2009 10:56:16 AM   
pahunkboy


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quote:

ORIGINAL: Rainfire
PA, I'm sorry if you think you can just flee to Canada if things get bad beyond your personal taste but fleeing to Canada is not as easy as it was. And getting residency, let alone citizenship, is a lot harder than most people realize.





For now- correct.  2004 there was alot of talk on it.  I studied it there- CA has tons of red tape...OMG.  Bob Chapman says Canada will fare better then the USA.  and the productive class, a % will migrate to Canada due to higher taxes that will occur in the US.

CA is not totally safe--- and will have some pain.

By the time we get to that point- CA likely will welcome trully talented workers- who would elevate the life of all.     It may sound like a stretch but times are unprecedented.

I could easily live in South Dadkota- North Dokota.   The cold is not a factor.    Quality of life is.  NO metros for me tho.

Last night people in town- ranting about the governer of PA.   On said he should be shot.  So- I should figure out - what for tax plan is floated.    :-)

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RE: "Recession"/shoestring /frugality - 6/19/2009 11:00:00 AM   
GYPZYQUEEN


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hunk...do what the draft dodgers did..still a whole colony of them in BC..
back in the hills    yep..self sufficient....a little hippie nation....still

GQ


< Message edited by GYPZYQUEEN -- 6/19/2009 11:07:21 AM >

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RE: "Recession"/shoestring /frugality - 6/19/2009 11:05:06 AM   
SteelofUtah


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I have always been a Bottom shelf Shopper.

Steel

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RE: "Recession"/shoestring /frugality - 6/19/2009 11:14:53 AM   
TreasureKY


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quote:

ORIGINAL: SteelofUtah

I have always been a Bottom shelf Shopper.

Steel


Seems that might give you a back ache.  

< Message edited by TreasureKY -- 6/19/2009 11:18:54 AM >

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RE: "Recession"/shoestring /frugality - 6/19/2009 1:33:16 PM   
GYPZYQUEEN


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but you could watch BUTT then

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RE: "Recession"/shoestring /frugality - 6/19/2009 6:36:41 PM   
thornhappy


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quote:

ORIGINAL: pahunkboy
I follow Bob Chapman, he is ex cia- and the best at telling a curious mind what REALLY is going on.   The powers that be are running scared as they have entered us into a collapse that they now are losing control of. 2005 was the cut off date


Was he saying that back in 2005?

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