lmpishlilhellcat
Posts: 500
Joined: 8/25/2011 Status: offline
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quote:
ORIGINAL: KeriB quote:
ORIGINAL: GreedyTop I admit I just got off the phone with a loan recovery company that is handling my student loan (that I have not been able to afford to pay anything on.. yanno, since I COULDNT EVEN AFFORD TO FINISH THE IN THE FIRST FUCKING PLACE). They're about to start garnishing my wages. They "MAY" be able to work an arrangement, if I can cmoe up with a secnod reference (for contact purposes only, they SAY). I have until 8pm tonight to shit this reference out of my ass. They are initally saying I need to pay 82.00 per mo. for the next 10 yrs. (sorry, that doesnt compute, given the amount owed right now is less than 7400.00) fuck. considering that it is not unusual for me to literally end a pay period with less than .50 in my bank acct... fuckfuckfuckfuckfuck. even if I ditch my internet, thats still only HALF of what they want.. anyone wanna be a 'contact' for me? *sigh* (someone outside of the US would be a plus..LOL) I admit if they are threatening to garnish your wages, don't give in to them, that have to take you to court over it and you would likely win, which is why they are pressuring you. If you want shoot me a cmail and I can give you some info that might help. Is it a government loan? ACtually it doesn't matter you should qualify for a hardship deference. If you don't qualify for that they should have a graduated/lowered plan available. Also, check your state laws. In some states if you offer to pay something and they turn that down then they cannot win in court. In addition, they have to actually file with the court to garnish your wages. I just saw a lawyer for someone that was trying to collect a debt that was already paid off and he said even if I did owe it not to give them banking/work information. Don't offer it. On top of all that there are some new laws being put into place for student loans. My mom had hers on hold for almost 5 years because she literally couldn't afford it and could prove she would lose her housing. If none of that works I'd call a legal aid lawyer. Anytime I've had trouble paying all the companies involved worked with me.
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