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sheisreeds -> RE: ObamaCare and Mandatory Automobile Insurance (7/15/2012 5:45:58 AM)
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quote:
ORIGINAL: ClassIsInSession
tazzygirl: Taking someone to stuff envelopes and lick stamps would not be suited to someone wanting to get off welfare because there is no chance for upward mobility.. which is what an employer would look for, in part.
But there is a chance for upward mobility tazzygirl, it's called getting a real job instead of taking the welfare that you have to do menial work for. If I'm collecting unemployment, I get paid but it isn't what I'm used to making...if I want to make more, I have to get a "real job".
Wow way to stigmatize people on welfare, and not do ANYTHING to solve social problems. Most women on welfare WANT to work, but that requires making enough money and having enough work stability to care for a family. Unfortunately a job making minimum wage isn't really enough. Providing job training (even on the job to make it more profitable) in fields that will pay the bills, is the answer. Education is an even bigger answer. We have generations in this country that have been disadvantaged, it's hard to learn living in poverty. Poverty does not set up the social support, the resources, and an environment conducive to learning. Most adults I work with who grew up in poverty and did not finish high school (and many didn't) say the first thing they want is their GED. Many also say they want technical school or a college, and that they want a trade. Most folks aren't looking for a free check from the government, they're looking for work. They want to feel useful, and productive and rise out of their current circumstances. This is also true with virtually everyone with a disability, including the severely mentally ill. Also, unfortunately without government incentive almost no one hires the disabled, especially since many need some degree of accommodation, people need a chance.
quote:
ORIGINAL: ClassIsInSession
I'm even one who will stand up for people who lose their homes when accused of buying a house that they could not afford for several reasons, inflation on core necessities and changing economy/jobs. Many people who have lost their homes could well afford them when they bought them, however, they did so based on budgeting under the assumption that utilities don't double in cost in 10 years and that they had jobs to pay for it.
Not entirely, most people were purely buying beyond their means. The middle class went through a period where it thought it was invincible. The amount of debt someone carried didn't matter, it was just assumed there was always a way to pay for it. I watched many people make poor decisions. What we are discovering now, is what has actually been true for a long time, the middle class is poorer than we thought. We finally crammed too much in the line of credit, and it exploded exposing the truth.
200 channels, hd tvs, a new laptop every few years, nice furniture, clothes from the mall, even these things cost more than we give them credit (har har) for. People spent years racking up costs on plastic, in home equity loans, etc.
While a lot of our economic issues do come from craziness the banks pulled, poor government regulation, and inflation there was also a culture of greediness and not looking at tomorrow.
Back to ObamaCare
Personally I think ObamaCare is a mess, it was ripped apart and pasted together so many times by Congress that I feel it's going to get ripped to nothing over the next 20 years, if we're lucky people will get some common sense and try and fix it.
Our healthcare system is a disaster. Insurance companies drive up costs, as do hospitals and doctors. Insurance companies do it for the profits in part, though hospitals also tend to charge insurance companies as much as they can, to cover their cost for caring for the uninsured. Getting insurance as an adult is next to impossible unless you can get it from your employer or spouse. At one point I had to switch jobs and I had a 3 month waiting period for my new insurance, I ended up uninsured for that time because I couldn't afford the $2000+ a month for COBRA. It is next to impossible at this point to pay for your own policy.
My partner is classified as self employed (so no employer insurance), and many Americans who work for companies who provide no insurance or extremely limited benefits. Companies also love to mess with the rules so they don't have to provide coverage, like refusing to give people hours to move them out of part time status. Unfortunately this happens because employers cannot afford to buy the insurance for employees. Also the employee portion at most lower wage jobs would nearly equal their paycheck.
The system has to be fixed, and I commend Obama's effort and initiative in trying to solve the problem.
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