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Something other than Paypal - 11/21/2006 4:58:29 AM   
nikkicd10


Posts: 91
Joined: 8/23/2006
Status: offline 		I have been using Paypal (for business) for awhile and I am looking for another merchant credit card system to use online.

Does anyone know of a reasonable merchant system that does not charge you a fortune in start-up costs?  Most of the banks I have talked with require at least $800 in costs to get started, plus a rather large % of each transaction.

I am not a big fan of paypal and their policies, however for a start-up small business I just can't afford the up front costs most banks charge.

Thanks for any info you can send my way.

nikki

Profile   Post #: 1
RE: Something other than Paypal - 11/21/2006 5:25:35 AM   
JustaDom


Posts: 84
Joined: 1/1/2004
Status: offline 		Depending on the type of business, GoDaddy (GoDaddy.com) could be a much cheaper way of getting your merchant account.  The application fee is either $60 or $200, the businesses where either there are a high rate of returns or fraud being the $200 application, such as mail order flowers that are at risk of unacceptable damage along the way or adult products.  There is a per transaction fee, a rate of 2.6-3.5% usually and a $20 monthly fee.

Credit card companies are another kind of bastards, though.  I'm hoping that Google finds a way to do something better with Google Checkout.

Joe

(in reply to nikkicd10)
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